The 5 Best Times for a Roth Conversion

Retirees who want to reduce their taxes in retirement can benefit from strategic conversions and transfers between traditional and Roth IRAs. As Dustin with Mundorf Wealth Management explains to Erin Kennedy identifying those key windows for Roth conversions can lead to significant tax advantages and a bigger nest egg! The top 5 times to consider a conversion are:

1. During Market Downturns
2. Anticipation of Tax Bracket Changes
3. Between Retirement and RMD Age
4. Experiencing a Low Income Year
5. Planning for Your Heirs

Keep in mind, taxes are set to increase at the end of 2025. Now is the time to crunch the numbers and determine if a Roth Conversion is right for you. To walk through the pros and cons, and the tax implications, just text or call Dustin at the number on the website or book a free chat by visiting www.LongLiveMyMoney.com.

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