Why DIY Investors Earn Less

According to Vanguard's "Advisor’s Alpha" study, a good financial advisor can add about 3% in net returns per year through behavioral coaching, asset allocation, rebalancing, and tax planning. In this video, Dustin with Mundorf Wealth Management   and  Erin Kennedy discuss, in detail, the reasons behind that performance gap.

DIY investors often underperform the market because they tend to react emotionally to market movement versus sticking to a risk appropriate financial plan. For more information, please read this study by DALBAR titled Investor Behavior Continues to Hinder Returns at https://www.dalbar.com/Portals/dalbar/Cache/News/PressReleases/QAIB2024_PR.pdf

A good financial advisor should provide concrete value to clients, beyond just portfolio returns. If you'd like to determine if you could benefit from having a personalized financial plan, feel free to reach out to Dustin.  Just text or call the number on the website, or book a free chat by visiting www.LongLiveMyMoney.com


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